News & Updates

Elderly couple embraces on a chair in a cozy living room, holding hands with a photo and books nearby.

Why Final Expense Insurance: Protecting Your Loved Ones with Peace of Mind

Jan 27, Tuesday

Losing a loved one is a mentally overwhelming event, and financial stress often exacerbates the concern. Nation wide, a typical funeral cost can range from $10,000 to $20,000-- an incredible amount that many households are unprepared to face.

Family of four smiling, posing outdoors in a garden setting.

Market Segment Outlook: US Life Insurance 

Jan 27, Tuesday

AM Best is maintaining the Stable outlook for the U.S. life insurance segment, largely due to technological advancements, growth, and effective management. Whole life premium, which saw favorable growth in the first half of 2025, remains the highest percentage of the total industry. Whole life premium growth was mainly driven by final expense and other smaller-face policies due to consumers’ concerns over economic uncertainty.

Person protecting family figurines with a miniature umbrella; financial documents in the background.

Medical Information Bureau (MIB) Reports: Life insurance application activity ends 2025 with record growth.

Jan 13, Tuesday

MIB states: “Life insurance application activity in the U.S. finished 2025 with record-breaking growth of 6.8% compared with 2024, representing the highest annual growth rate on record.”

A cup of coffee and a newspaper

Fears Insurance Agency LLC News & Updates

Nov 28, Tuesday

This is the very first agency update we've published in the News portion of our website. This is the area of the website where we're going to be writing brief updates about important news, updates, and other changes within our agency.