We are in the business of helping people.

We help consumers save money and we help families protect and preserve their financial future.


How can we help you today?

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We help families. Let us help yours.

If you’re between the ages of 0-85, we help you lock in an affordable final expense policy.

Your Insurance Journey Starts Here

Get a Free Insurance Quote

Get More From Your Senior Life Insurance!

Enjoy Exclusive Access to Senior Life Pharmacy and Senior Care Plan Benefits

Individual results may vary

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What is Senior Life Pharmacy

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The Senior Care Plan - What is it?

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The Senior Care Plan - What is it?

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What is Senior Life Pharmacy

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What is Senior Life Pharmacy

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The Senior Care Plan - What is it?

Premiums Never Increase

Why Purchase? Great Question!

Final Expense Life Insurance offers undeniable benefits for you and your loved ones

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Premiums never increase

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Face amount never decreases

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No physical exam

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Benefits paid within 24 hours

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Premiums never increase

A red and black check mark in a circle on a white background.

Face amount never decreases

A red and black check mark in a circle on a white background.

No physical exam

A red and black check mark in a circle on a white background.

Benefits paid within 24 hours

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I absolutely cannot imagine a better insurance provider and agent!


- C. Weddle

Who We Are

About Our Agency

Since 2020, Fears Insurance Agency LLC has served families in 11 States (Alabama, California, Delaware, District of Columbia, Florida, Maryland, North Carolina, Nevada, Pennsylvania, Texas, and Virginia by protecting the people we work with just like we protect our own family members.​

​If you're not thrilled with your current insurance contact us today.

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100% customer satisfaction guaranteed

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National Insurance Company of the Year

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Best Rates & Coverage in Mitchellville & 11 States

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At Your Fingertips

Online Services

Our website is a resource to clients. Visit our online service center to find out all the ways this website can help you.

Knowledge Hub

Learn More About Insurance

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Senior Life

Final Expense Insurance

Final expense insurance helps cover end-of-life costs, easing financial burdens for your loved ones.


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Life

Insurance



Life Insurance secures financial support for your loved ones, covering income loss and future needs.


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Kai-Zen IUL

Insurance



Indexed Universal Life insurance offers coverage with cash value growth linked to market index.

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Universal Life Insurance

 

Universal life insurance offers flexible protection, building cash value to support future needs.


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Our Experts

Meet Our Team

Get to know the dedicated professionals behind our success, committed to serving you with expertise and care.

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Jennifer Smith

Agency Owner

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Amanda Warren

Commercial Lines

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Michael Smith

Personal Lines

Client Reviews

What Our Clients Are Saying

Hear from our satisfied clients who trust us with their coverage, and experience the difference our dedication makes.

GOOGLE REVIEWS

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The team at this agency is phenomenal. They handle everything quickly and professionally. Don't look any further for your insurance needs—give them a call today!


Miguel P.

I have so many different things to worry about right now. It means so much to me that I can trust all of this to a team I can trust 100%. Thanks to all of you!


Robert B.

If you're considering doing business with these guys don't waste your time going anywhere else. They're the best in the business. Call them today - you won't regret it.


Maria P.


The team at this agency is phenomenal. They handle everything quickly and professionally. Don't look any further for your insurance needs—give them a call today!


Miguel P.

I have so many different things to worry about right now. It means so much to me that I can trust all of this to a team I can trust 100%. Thanks to all of you!


Robert B.

FACEBOOK REVIEWS

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I’ve never had such a positive experience with an insurance company. They made everything so easy. Highly recommend you call them!


Laura G.

I had so many questions, and they answered them all with patience. Great service and care! Don’t hesitate to call them today.


Ashley R.

Switching to this agency was the best decision I made. They found me great coverage at a better price. Highly recommend calling them!


Kevin S.


I’ve never had such a positive experience with an insurance company. They made everything so easy. Highly recommend you call them!


Laura G.

I had so many questions, and they answered them all with patience. Great service and care! Don’t hesitate to call them today.


Ashley R.

We’re ready to help!

Get In Touch With Us

We're here to help with any questions or needs. Reach out to our team for personalized assistance and expert guidance on your insurance.

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Tailored Insurance Solutions

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Nationwide Coverage

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Peace of Mind Guaranteed

Contact Us

Let's connect!

We're proud to represent great insurance carriers like:

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We're proud to represent great insurance carriers like: